529 Annual Contribution Limits 2025 Florida. To qualify, the roth ira must be in the name of the beneficiary, and the 529 savings account must have been open for at least 15 years. Where can i use my 529 savings.
To qualify as a 529 plan under federal rules, plan balances cannot exceed the expected cost of a beneficiary’s qhee. 529 plans for each state have their own contribution limits.